Vestwell | Patriot

Vestwell by the numbers

1M+
savers

350k+
businesses enabled

$30B+
in assets saved
in all 50 states

Pricing

Exclusive pricing and plan options made for your business.

ONLY FOR PATRIOT CUSTOMERS!

Basic

$80 / month

Best choice for a standard suite of plan design options. Affordable, all-in price.

Includes:

3(16) Fiduciary Administration

Payroll integration

Dedicated service representative

Optional Loans, In-Service, and Hardship Withdrawals

And more...

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Full Service

$100 / month

Best choice for a more flexible suite of plan design options. Balance of flexibility and price.

Everything in Basic, plus:

Expert plan consultation and flexible plan design

Hours-based eligibility

Optional Discretionary Match & Profit Sharing

And more...

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Solo K

$80 / month

Best for individuals setting up their first plan. Affordable, all-in price.

Includes:

Payroll Integration

Streamlined Administration

Flexible Plan Design

3(16) Fiduciary Administration

And more...

Get Started

BONUS

Tax credits can almost entirely offset the cost of a new 401(k) plan - up to $5,000/year plus an additional $500/year if the plan features auto-enrollment. Calculate cost ›

Your employees will be able to:

Start saving for retirement in less than five minutes

View their savings, investment strategy and fund breakdown in a few simple steps

Access support from a dedicated client success manager through phone and email

Explore a comprehensive digital help center with 401(k) educational articles and videos

Employee pricing

NOTE: This cost can be passed on to the employee.

$8 / month

For less than 30 cents a day, your employees can have a high quality retirement platform with a dedicated customer support manager.

.60% / year

Covers investment management services - i.e. selecting, managing and monitoring your plan’s investments.

Let's see your potential savings!

If you start a qualified retirement plan with auto-enrollment, you may qualify to earn more than $150,000 in tax credits over a three-year period.

Do you currently have a 401(k) plan?

Yes No

What year was it started?

If the plan is more than five years old, it may not be eligible for tax credits. But you may still be eligible for a $500 auto-enrollment credit!

How many employees (including owners) were paid more than $5k in W-2 wages last year?

If there are more than 100 employees, only the auto-enrollment credit may be applied.

How many of those employees will earn more than $100k this year?

Please enter number equal to or less than your total employee count.

How many of those employees are classified as owners (as defined by the IRS)?

Who will pay the monthly employee fees?

Employer Employee

Which plan type?

The maximum number of employees for a Solo plan is 1. Please adjust for accurate results.

Calculate Savings ›

Year 1

Year 2

Year 3

Total

Total recordkeeping fees

› Annual recordkeeping fees

› Setup fee

› Employee fee (optional)

Total tax credits up to

› Start-up credit

› Auto-enrollment credit

› Matching contributions*

Please note: this calculator is for illustration purposes only. It should not be construed as tax advice. Please consult a tax professional regarding specific tax needs. For further information please visit the IRS website. The tax credits available to your company may change based up on the number of HCEs. Also, the definition of HCE may change based on IRS rules.

Want a proposal? Want to chat with an expert?

Get Started

* Please note, this number does not take into account the total amount the employer would be contributing, just the possible tax credit they can receive. For example, if the average salary is $50,000 and there's a 3% match, that's a $1,500/yr contribution from the employer. If there's less than 50 employees, this tax credit would cover the first $1,000, leaving the employer with a $500 net contribution per employee.

Ready to get started?

With exclusive pricing and seamless integration with Patriot, there's never been a better time to start a 401(k) plan.

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AS SEEN IN

VESTWELL.COM IS OWNED AND OPERATED BY VESTWELL HOLDINGS, INC. AND ITS SUBSIDIARIES. ("VESTWELL"), LOCATED IN NEW YORK, NY. INVESTMENT-RELATED CONTENT IS PROVIDED FOR GENERAL INFORMATION PURPOSES BY VESTWELL ADVISORS, LLC, AN SEC-REGISTERED INVESTMENT ADVISER, AND IS NOT INTENDED TO BE CONSTRUED AS INVESTMENT ADVICE. INVESTMENTS INVOLVE RISK AND ARE NOT GUARANTEED. READ OUR PRIVACY POLICY. VIEW THE FORM ADV PART 1 AND FORM ADV PART 2 FOR VESTWELL ADVISORS, LLC.

An affordable, easy 401(k) solution custom built for you

Vestwell by the numbers

Exclusive pricing and plan options made for your business.

Basic

$80 / month

Full Service

$100 / month

Solo K

$80 / month

Employee pricing

$8 / month

.60% / year

Ready to get started?